The fine print, in plain English
Privacy, disclaimer and sources
Your answers stay in your browser
The questionnaire and score run entirely in your browser. Your answers are saved in this tab's session storage so you can go back and edit them, and they're deleted when you close the tab or press "Clear my answers". They are never sent to our server, and the report, text download and calendar file are all made on your device.
There are no analytics or advertising scripts and no cookies. Our host, Cloudflare, processes standard request data such as IP addresses to deliver and protect the site; we don't store it.
If you ask for a free follow-up
The follow-up form is optional. If you use it, we store:
- your email address,
- your score band (for example "Work to do"), only if you tick that box,
- the date and the version of the consent text you agreed to.
To keep bots out, the form uses Cloudflare Turnstile, a privacy-focused human check. It loads only once you start filling in the form, sets no cookies, and never sees your answers or what you type. Cloudflare processes signals such as your IP address and browser type to tell people from bots (Turnstile privacy addendum).
We never receive your individual answers. We use your email only to contact you about a free security consult; we don't sell or share it. Entries are deleted automatically after 12 months. To have yours deleted sooner, contact ZyMoProfit.
Disclaimer
Renewal Ready is a free self-assessment checklist. It is not insurance, legal or professional advice, it is not affiliated with any insurer or broker, and it does not guarantee that you'll get coverage, a particular price, or that a claim will be paid.
Insurer applications differ and change over time. Always read the actual questions on your application, answer them truthfully, and ask your broker about anything you're unsure of. The score weights are our own judgment of what matters most, not any insurer's underwriting formula.
Sources
The questions are based on these publicly available insurer applications and industry sources (checked October 2026):
- At-Bay, Ransomware Supplemental Application (Ed. 06.2026)
- Admiral, Ransomware Supplemental Application (182APP0323)
- Hanover, Ransomware Supplemental Questionnaire (114-10174)
- DUAL, Cyber Ransomware Supplemental (Feb 2025)
- Ransomware Supplemental Application (> $50M revenue, Canada)
- Tokio Marine HCC, NetGuard Plus Short Form Application ($0-10M revenue)
- CRES, Cyber Liability Questionnaire
- Marsh, Cyber resilience: 12 key controls
- Insurance Journal, Travelers v. ICS (July 12, 2022)
- Insurance Journal on Arctic Wolf's Cyber Insurance Outlook (Sep 22, 2025)
Visual design adapted from the "Clean" design skill by Bergside (MIT License). Fonts: Poppins and Roboto, SIL Open Font License 1.1. Icons adapted from Lucide (ISC License).